Come and learn the “ins” and “outs” of buying a home. This class covers all home buyer education requirements for any loan or down payment program. You will gain knowledge in regards to shopping for a lender and loan programs, become familiar with loan documents, and a lot more (See the agenda below for more info). Our teachers are certified by AHECI (American Homeowner Education and Counseling Insitute) and NeighborWorks.
If you are applying for a loan, mortgage insurance or down payment program which requires home buyer education, you need to attend the home buyer class and participate in personal pre-home ownership counseling. Please call us for an appointment.
Click here for Utah County Home Buyer Class Schedule
The Utah County class is held two times a month. You may sign up for the Saturday class or the evening class which is held over two evenings. You must attend the full six hour class to receive full credit.
Home Buyer Education Agenda
Session 1:
- The Home Buying Process
What comes first?
Advantages and Disadvantages of Home Ownership - Budget and Money Management
- The Lending Process
Credit Issues
Selecting a Lender
Loan Pre-qualification
Loan Products and Underwriting Guidelines
Loan Application and Underwriting Process
Settlement Documents
Down Payment Assistance and Other Programs
Session 2:
- Shopping for a Home
Selecting a Builder
Role of a Realtor and How to Select a Realtor
The Purchase Contract
Fair Housing Act
Home Inspections
Final Walk Through
Closing - Life as a Home Owner
The Monthly Payment
Refinancing
How to Prevent Foreclosure
Getting to Know and Taking Care of a Home
Check the schedule of classes for location before registering.
Register online or by phone by calling 801-691-5200.
