Home Buyer Education

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The Home Buyer and Mortgage Counseling Program has a two-part mission:

  • Empowering families to obtain long-term home ownership through education and counseling
  • Strengthening home ownership by identifying resources, advocating ethical practices and assisting with dispute resolution

The Community Action Home Buyer and Mortgage Counseling Program is approved by the Department of Housing and Urban Development (HUD) as a Housing Counseling agency. All of our services are available to the public free of charge. A list of services follows below.

First-time Home Buyers

Owning a home is a dream most individuals hope to achieve, but the path to home ownership isn’t always clearly marked. This challenge often leaves many prospective homeowners with questions and anxiety.

Through the Community Action Homebuyer and Mortgage Program, you can receive valuable information to not only answer the difficult questions you have, but also the knowledge and tools you need to prepare yourself for home ownership and it’s FREE!

Through one-on-one counseling we can help you:

  • Analyze your present financial and credit status
  • Teach you about down payment assistance programs for low to medium income families
  • Establish a budget to help your reach your goals
  • Teach you important money management skills
  • Help to establish a plan of action that will enable you to become a homeowner

Don’t let home ownership scare you, call today to speak with a counselor or to register for our first time home buyer class. For a counseling session please email Charmagne at cwixom@communityactionuc.org, or call 801-691-5241.

Home Buyer Education Course

Come and learn the “ins” and “outs” of buying a home. This class covers all home buyer education requirements for any loan or down payment program. You will gain knowledge in regards to shopping for a lender and loan programs, become familiar with loan documents, and a lot more. Our teachers are certified by NeighborWorks of America.

If you are applying for a loan, mortgage insurance or down payment program which requires home buyer education, you need to attend the home buyer class and also participate in a one-on-one pre-home ownership/budget counseling. Please call 801-691-5241 for an appointment.

Want to attend a home buyer class?

Register Now